Financial Challenges that Millennials Face Today

Young people depend on their parents to plan their finances. Once they graduate from college is when they become aware that they are responsible for their funds. Below are some financial hurdles that you need to master to manage your finances responsibly.

 

Inadequate financial literacy

Managing finances is not an inborn skill but can be learnt like arithmetic, reading or writing. Financial experts like Chris Linkas advise that the young generation should receive education on issues to deal with budgeting, clearing bills on time, saving and planning for retirement.

 

Clearing student loans

According to statistics, over half of graduate students take loans to finance their education leaving behind a hefty debt to pay. In the long, run, the accumulated debt leaves them with limited financial options. Paying these loans in time provides room for attending to other financial obligations comfortably.

 

Investing and taking risks

Recent economic performance has made young people reluctant to invest in financial consumer markets, like the stock market. You ought to consider the long-term benefits. Contrary to recent years, the stock market has improved. Investing early means you amass wealth through such investments.

 

Overcoming worn-out paths

Another challenge is overcoming the pressure that society throws at you according to Linkas. Often, the young are advised on following outdated saving plans. Most young people think over their choices. A lot of them marry later in life and have kids at a later age.

Most of them prefer renting, so they are flexible to move when they leave their jobs, starting their companies to be their own bosses, or go on a vacation.

 

About Christopher Linkas

He is the European Head of credit in a UK-based financial firm. Chris Linkas is also the head of a 20-person team (European Credit Group) that creates opportunities for principal businesses within the UK-Euro area that comprises UK, Benelux, Spain, Germany, France, Scandinavia, Greece, Italy, and Ireland. The major investment areas include, real estate, renewables, lease properties, secondary LP interests among others.

Even with a higher experience than many investors, Mr. Linkas never ceases to learn. He encourages investors to always research and learn. Investing is a gradual process that requires time and research. He empowers young investors to discover strategies that work for them.

From a young investor aspiring success to a successful mogul

For anyone striving to become a future successful mogul, it is a wise idea to begin making investments at a young age.

Technology is a massive advantage to the young investor since they have greater knowledge of all the trends in technology. However much money may not be to their advantage, time is an asset. The time factor becomes an advantage when it comes to making savings, correcting mistakes that they may have made in business, and have more room to improve. Early investment also becomes an advantage when it comes to retirement saving or any other form of saving. Many people who began the trend at an early age have shown its benefits by becoming hugely successful and influential individuals in the business like Chris Linkas.

 

Who is Chris Linkas?

Chris Linkas has been involved in the investment sector from a young age. For many years Chris was based in the State of New York where he worked in the Commercial Real Estate Market. While in the sector, his primary focus was on opportunistic debt and equity real estate investment is different parts of North America. He was also a previous financial analyst for RER Financial Group LLC and later on got promoted to vice president of the company (https://www.companiesintheuk.co.uk/director/10813158/christopher-linkas). He then worked at the Goldman Sachs firm where he was held in charge of well over billion dollars’ worth of assets directly for one and a half years.

By the year 1998, he became the Goldman Sachs vice president of the departments of investment and commercial mortgaging for close to five years.

His success and work ethic in the industry for many years opened doors for him in the international business world. He became the MD in the year 2012. Chris Linkas role is currently to handle foreign investments in various countries including Benelux, Switzerland, Germany, Greece, UK, Ireland and Greece among many more that deal with matters of commercial real estate, renewables and such like businesses.

His numerous experiences make him the right person to speak to the youth on investment.

The Stansberry Periodical.

Porter made a recommendation of investing in a distressed bond of Rite Aid pharmaceuticals and the purchase of its shares to create a synthetic convertible bond position in October. The first recommendation by Stansberry was in March 2008 and was able to earn over 56% return to the investors. The second came in 2009 which encouraged the subscribers to invest in Rite Aid which led to people making 773% returns and becoming one of the best recommendations of the Stansberry Company (http://reporterexpert.com/stansberry-research-marijuana-investing/).

A convertible bond can be able to be changed to shares of a company. The advantage of a traditional bond is that a thousand dollar investment can bring about higher returns. However, not all bonds are convertibles. If the stock of a company is cheap purchasing, it can bring about the same advantage as the convertible. Rite has a history of fast growth and taking in debt, but it always has high returns at the end. One can be able to take advantage of this situation to make capital for themselves.

Stansberry Research is a publishing company based in Baltimore, Maryland (Thedailyrecord). The company runs its operations all over the country with additional offices in Oregon, Florida, and California. The firm primarily deals with investment research and helping its subscribers make informed decisions before starting. The company reaches out to the subscribers through newsletters and journals that are in the energy industry, healthcare facilities, and technology. The company has subscribers from all over the globe.

Mr. Porter Stansberry leads the activities of the company as he is also the founder. He was the editor of The Fleet Street Letter before establishing Stansberry Research. Stansberry Research has a publication called True Wealth which was initiated by Steve Sjuggerud in 2001. The company offers unbiased investment plans to investors who have been well researched by Stansberry experts.

The company deals typically in the maximization of incomes, value investment, options, financial market and the analysis of macroeconomy. The Stansberry insight to the market trend has made it one of the best investigative firms in the financial sector.

 

Chainsmokers, Authentic Reflections

The Chainsmokers is a DJ and Hiphop oriented band whose music has shaped the foundations of future artistry everywhere. Alex Pall and Andrew Taggart have formed a team effort which forges through the music industry in many ways that permeate the system that is imbedded inside of the music industry. They have changed and modified the status quo that supposively used to define the arts of electronic dance music by making a lot of their styles progressive but in terms of mixing different genres together to the point a new genre is created which raises the bar for other aspiring artists to work towards if they want even a semblance of success that the Chainsmokers have achieved. They have always been about working hard in order to stay ahead of the game and their habits of duplicating this behavior is not going to change anytime soon. While other artists eventually give in to the comfort zone that says they did all that they could, the Chainsmokers push their limits and dive out of their comfort zones as much as possible to enter new areas of learning as musicians. Their music is so inspirational and motivational that the fans have even been driven to do crazy things in positive response to their hard work and dedication to making the highest quality audio out there according to their own satisfaction of the completed effort. One man even tattooed his arm with the lyrics of the Chainsmokers from one of their songs called Everybody Hates Me. They have also released other music like roses and have seen things on social media sites of people who are singing and humming their songs in jovial unison including mom’s and little kids as well. There really is no age limit for their target audience and as long as the listener redo ate E optionally with the artistic masterpieces they make up that is all that Alex Pall and Andrew Taggart want. Recently though they released a song by the name of Sick Boy and the crowds loved it. It basically is about the generational struggles society faces with using social media sites to talk to millions of people at a time. This can lead to an over dependence on grabbing peoples attention to the good sides of oneself with out being completely honest unlike long term close proximity relations which usually end up exposing the truth about the participating parties. The Chainsmokers address this serious issue with their song Sick Boy.

https://www.beatport.com/artist/the-chainsmokers/299448

Elysium Health’s Dietary Supplement Basis

Elysium Health is a health company co-founded by MIT scientist Dr. Leonard Guarente and composed of world-class scientific minds who have backgrounds from some of the most prestigious academic institutions around the world. The company’s goal is to translate advancements in science and technology intoclinically-validated health products that work..

To ensure that Basis works as intended, Elysium Health put the supplement through a clinical trial. During the trial, 120 subjects were divided into three even groups. The first group received the recommended daily dose of Basis, two capsules. The second group received double the recommended daily dose of Basis, four capsules. The third group received a placebo. The results of the trial showed that taking the recommended daily dose of Basis increased levels of NAD+ by an average of 40 percent over the course of several weeks.

Basis is vegetarian, vegan, nut-free, and gluten-free, allowing you to stick to your dietary needs while taking the supplement.

Basis is available for purchase on Elysium Health’s website. Each jar of Basis contains 60 capsules, which is enough for 30 days’ worth of daily intake. As a result, the company sells the supplement in a variety of monthly subscriptions. A regular month-to-month subscription costs $50 each month. The most popular plan is the six-month subscription to Basis for $270, which breaks down to $45 per month. A one-year subscription to Basis costs $480, or $40 per month. Individual jars cost $60 each.

Elysium is developing new products that focus on the microbiome, cognitive health, skin health, muscle function, and circadian rhythms. These products are in various stages of pre-clinical and clinical trials.

https://twitter.com/elysiumhq?lang=en