Financial Challenges that Millennials Face Today

Young people depend on their parents to plan their finances. Once they graduate from college is when they become aware that they are responsible for their funds. Below are some financial hurdles that you need to master to manage your finances responsibly.

 

Inadequate financial literacy

Managing finances is not an inborn skill but can be learnt like arithmetic, reading or writing. Financial experts like Chris Linkas advise that the young generation should receive education on issues to deal with budgeting, clearing bills on time, saving and planning for retirement.

 

Clearing student loans

According to statistics, over half of graduate students take loans to finance their education leaving behind a hefty debt to pay. In the long, run, the accumulated debt leaves them with limited financial options. Paying these loans in time provides room for attending to other financial obligations comfortably.

 

Investing and taking risks

Recent economic performance has made young people reluctant to invest in financial consumer markets, like the stock market. You ought to consider the long-term benefits. Contrary to recent years, the stock market has improved. Investing early means you amass wealth through such investments.

 

Overcoming worn-out paths

Another challenge is overcoming the pressure that society throws at you according to Linkas. Often, the young are advised on following outdated saving plans. Most young people think over their choices. A lot of them marry later in life and have kids at a later age.

Most of them prefer renting, so they are flexible to move when they leave their jobs, starting their companies to be their own bosses, or go on a vacation.

 

About Christopher Linkas

He is the European Head of credit in a UK-based financial firm. Chris Linkas is also the head of a 20-person team (European Credit Group) that creates opportunities for principal businesses within the UK-Euro area that comprises UK, Benelux, Spain, Germany, France, Scandinavia, Greece, Italy, and Ireland. The major investment areas include, real estate, renewables, lease properties, secondary LP interests among others.

Even with a higher experience than many investors, Mr. Linkas never ceases to learn. He encourages investors to always research and learn. Investing is a gradual process that requires time and research. He empowers young investors to discover strategies that work for them.

From a young investor aspiring success to a successful mogul

For anyone striving to become a future successful mogul, it is a wise idea to begin making investments at a young age.

Technology is a massive advantage to the young investor since they have greater knowledge of all the trends in technology. However much money may not be to their advantage, time is an asset. The time factor becomes an advantage when it comes to making savings, correcting mistakes that they may have made in business, and have more room to improve. Early investment also becomes an advantage when it comes to retirement saving or any other form of saving. Many people who began the trend at an early age have shown its benefits by becoming hugely successful and influential individuals in the business like Chris Linkas.

 

Who is Chris Linkas?

Chris Linkas has been involved in the investment sector from a young age. For many years Chris was based in the State of New York where he worked in the Commercial Real Estate Market. While in the sector, his primary focus was on opportunistic debt and equity real estate investment is different parts of North America. He was also a previous financial analyst for RER Financial Group LLC and later on got promoted to vice president of the company (https://www.companiesintheuk.co.uk/director/10813158/christopher-linkas). He then worked at the Goldman Sachs firm where he was held in charge of well over billion dollars’ worth of assets directly for one and a half years.

By the year 1998, he became the Goldman Sachs vice president of the departments of investment and commercial mortgaging for close to five years.

His success and work ethic in the industry for many years opened doors for him in the international business world. He became the MD in the year 2012. Chris Linkas role is currently to handle foreign investments in various countries including Benelux, Switzerland, Germany, Greece, UK, Ireland and Greece among many more that deal with matters of commercial real estate, renewables and such like businesses.

His numerous experiences make him the right person to speak to the youth on investment.

The Stansberry Periodical.

Porter made a recommendation of investing in a distressed bond of Rite Aid pharmaceuticals and the purchase of its shares to create a synthetic convertible bond position in October. The first recommendation by Stansberry was in March 2008 and was able to earn over 56% return to the investors. The second came in 2009 which encouraged the subscribers to invest in Rite Aid which led to people making 773% returns and becoming one of the best recommendations of the Stansberry Company (http://reporterexpert.com/stansberry-research-marijuana-investing/).

A convertible bond can be able to be changed to shares of a company. The advantage of a traditional bond is that a thousand dollar investment can bring about higher returns. However, not all bonds are convertibles. If the stock of a company is cheap purchasing, it can bring about the same advantage as the convertible. Rite has a history of fast growth and taking in debt, but it always has high returns at the end. One can be able to take advantage of this situation to make capital for themselves.

Stansberry Research is a publishing company based in Baltimore, Maryland (Thedailyrecord). The company runs its operations all over the country with additional offices in Oregon, Florida, and California. The firm primarily deals with investment research and helping its subscribers make informed decisions before starting. The company reaches out to the subscribers through newsletters and journals that are in the energy industry, healthcare facilities, and technology. The company has subscribers from all over the globe.

Mr. Porter Stansberry leads the activities of the company as he is also the founder. He was the editor of The Fleet Street Letter before establishing Stansberry Research. Stansberry Research has a publication called True Wealth which was initiated by Steve Sjuggerud in 2001. The company offers unbiased investment plans to investors who have been well researched by Stansberry experts.

The company deals typically in the maximization of incomes, value investment, options, financial market and the analysis of macroeconomy. The Stansberry insight to the market trend has made it one of the best investigative firms in the financial sector.

 

Chainsmokers, Authentic Reflections

The Chainsmokers is a DJ and Hiphop oriented band whose music has shaped the foundations of future artistry everywhere. Alex Pall and Andrew Taggart have formed a team effort which forges through the music industry in many ways that permeate the system that is imbedded inside of the music industry. They have changed and modified the status quo that supposively used to define the arts of electronic dance music by making a lot of their styles progressive but in terms of mixing different genres together to the point a new genre is created which raises the bar for other aspiring artists to work towards if they want even a semblance of success that the Chainsmokers have achieved. They have always been about working hard in order to stay ahead of the game and their habits of duplicating this behavior is not going to change anytime soon. While other artists eventually give in to the comfort zone that says they did all that they could, the Chainsmokers push their limits and dive out of their comfort zones as much as possible to enter new areas of learning as musicians. Their music is so inspirational and motivational that the fans have even been driven to do crazy things in positive response to their hard work and dedication to making the highest quality audio out there according to their own satisfaction of the completed effort. One man even tattooed his arm with the lyrics of the Chainsmokers from one of their songs called Everybody Hates Me. They have also released other music like roses and have seen things on social media sites of people who are singing and humming their songs in jovial unison including mom’s and little kids as well. There really is no age limit for their target audience and as long as the listener redo ate E optionally with the artistic masterpieces they make up that is all that Alex Pall and Andrew Taggart want. Recently though they released a song by the name of Sick Boy and the crowds loved it. It basically is about the generational struggles society faces with using social media sites to talk to millions of people at a time. This can lead to an over dependence on grabbing peoples attention to the good sides of oneself with out being completely honest unlike long term close proximity relations which usually end up exposing the truth about the participating parties. The Chainsmokers address this serious issue with their song Sick Boy.

https://www.beatport.com/artist/the-chainsmokers/299448

Elysium Health’s Dietary Supplement Basis

Elysium Health is a health company co-founded by MIT scientist Dr. Leonard Guarente and composed of world-class scientific minds who have backgrounds from some of the most prestigious academic institutions around the world. The company’s goal is to translate advancements in science and technology intoclinically-validated health products that work..

To ensure that Basis works as intended, Elysium Health put the supplement through a clinical trial. During the trial, 120 subjects were divided into three even groups. The first group received the recommended daily dose of Basis, two capsules. The second group received double the recommended daily dose of Basis, four capsules. The third group received a placebo. The results of the trial showed that taking the recommended daily dose of Basis increased levels of NAD+ by an average of 40 percent over the course of several weeks.

Basis is vegetarian, vegan, nut-free, and gluten-free, allowing you to stick to your dietary needs while taking the supplement.

Basis is available for purchase on Elysium Health’s website. Each jar of Basis contains 60 capsules, which is enough for 30 days’ worth of daily intake. As a result, the company sells the supplement in a variety of monthly subscriptions. A regular month-to-month subscription costs $50 each month. The most popular plan is the six-month subscription to Basis for $270, which breaks down to $45 per month. A one-year subscription to Basis costs $480, or $40 per month. Individual jars cost $60 each.

Elysium is developing new products that focus on the microbiome, cognitive health, skin health, muscle function, and circadian rhythms. These products are in various stages of pre-clinical and clinical trials.

https://twitter.com/elysiumhq?lang=en

Mentor and CEO of LaunchPad Holdings, Glen Wakeman

Founded in 2015, Launchpad Holdings is a company that offers a software service to help entrepreneurs put their ideas into a practical plan. Most useful in the early stages of business startup this software provides tools needed for growth and capital development. Addressing the areas where businesses face the highest failure rate this software helps turn Visions into successes. It includes a five-step method which include leadership development, risk management, implantation, human capital and governance.

Co-founder and CEO of Launchpad Holdings is Glen Wakeman. After spending many years working as CEO of GE Money Latin America and traveling the world, Mr. Wakeman found he was an expert in business development, technology, country and Regional management, operations and general management. During his years working for GE Glen Wakeman started to wonder why so many companies failed and started to study these failures (Crunchbase).

Now Mr. Wakeman mentors other entrepreneurs and up-and-coming CEOs with his blogs. Glen Wakeman gives free tips and advice on strategy, Administration, and management through these blog posts. Advice that Mr. Wakeman cannot press enough is to stay in contact with everyone. All of your friends and acquaintances can mean the difference between success and failure for your business. Social media is a great way to maintain contact over long distances.

While looking to see why so many businesses failed in the early stages he found out that the majority of these businesses did not have the structure to support the ideas of the business owner and turn them into a plan built for success. This is what Glen Wakeman is helping so many do.

Before becoming expert, mentor, CEO or co-founder mr. Wakeman was at the University of Scranton learning his undergraduate degree in economics and finance. Several years later he also earned a MBA from the University of Chicago

 

Aloha Construction Local Area Projects

Recently, at the Better Business Bureau awards a Lake Zurich, Illinois construction company named Aloha Construction, received the honor of being awarded the Better Business Bureau Torch Award for Ethics after being chosen for the award by a panel of fifteen judges.

Aloha Construction serves customers throughout the entire state of Illinois and also completes projects in southern Wisconsin. The business has always been family owned and has built itself up over the last 10 years to become one of the largest and leading contracting companies in Illinois. The company has finished well over 7,000 projects in their local area, including a multitude of construction projects from roof repairs and gutter systems to door replacements and complete home renovations.

Receiving the Torch Award for Ethics is a proud acknowledgement for any company. Aloha Construction is known to pride itself on excellence, safety, charity and integrity. This particular award is actually only earned by a small number of companies that demonstrate remarkable practices throughout the year that demonstrate exemplary ethics. The company prides itself on giving everyone involved in the construction business prompt service and always with a friendly smile.

If you are a home or business owner in the Illinois or southern Wisconsin area and find yourself in need of a construction contractor, then you need to consider contacting the award-winning Aloha Construction. The company has a wide array of construction experts that can provide quality service. The managers, installers, and staff that you will come into contact with will handle all business needs in a professional manner. In addition, know that this is a company that not only takes care of you, but they truly believe in taking care of their work family and of the community. It is truly well-deserved that Aloha Construction was awarded the prestigious award by the Better Business Bureau to acknowledge all of their hard work to become a great construction company.

http://www.pantagraph.com/places/business_professional_services/consultants/construction/aloha-construction/business_1145307057.html

A Tax Free Investment Option

There is always the need for investors to make the right decisions for financial security. Sometimes it makes the most sense to take advantage of the stock exchange, placing earned income and retirement savings into aggressive accounts in order to turn a profit when the market sees a bubble. Investment options are usually fairly expansive, with a multitude of different options to take advantage of. When it comes to employee benefits and investment there is little choice in what avenues you can take. Would it make more sense to invest in a 403b or 401k account to put away money from the future? Not many average Americans know much about how these accounts normally work, but there are common fees attached to these accounts beyond taxes taken out. This means that you are paying for the ability to invest beyond what the government takes, and these occur before the money event hits the account you set up. In order to try and form a more secure and cost effective investment option, Matt Badiali has created an ingenious investment idea that he has affectionately called freedom checks. Read more at Agora News about Freedom Checks.

The freedom check is not a new idea. It was originally created a while ago as an investment option that takes advantage of Statute 26-F, which allows a company that issues the checks to operate tax free. Freedom checks benefit allows them to remove additional spending and fees for the distribution of these forms of investment, which is great news for company employees who will see more money in their investment accounts as a result. Investors can take advantage of freedom checks if their company of choice is involved in the gasoline or oil industry and as long as they accept freedom checks as a form of monetary tender. Read this article at metropolismag.com.

There are already hundreds of companies who are taking advantage of freedom checks, with hundreds of thousands of dollars in investment payouts being issued. Since freedom checks do not count as social security or Medicaid checks they are not seen as a federal option for payment purposes and do not need to follow the same guidelines as other investment choices. More money in the pockets of investors means happier American citizens and more people who can look forward to prosperous retirement potential. It is currently not known how far the freedom check will go. Its future lies in the same area as cryptocurrencies.

Watch: https://www.youtube.com/watch?v=4sCMlK7_zbc

UTC Grows Because of Louis Chenevert

Louis Chenevert has done excellent things in his time as a businessman. He took on the role of chief executive officer at United Technologies Corporation in 2006. He would keep this position for eight years and in those years become highly successful through his work with this company.

He was operating as chairman and CEO at UTC during the time of the great recession. The great recession hit the aerospace manufacturer industry hard. The United Technologies Corporation was well known for researching and creating products to deal with aerospace problems. They were mostly creating jet engines for both the military and commercial airlines. They would produce flight controls and aerospace systems for these airplanes. However, during the great recession these items took a strong hand on the market. However, he was able to keep this business not only a float but growing as well.

He decided the best way to handle the great recession would be to diversify. He moved his business on to play key role in the refrigeration and AC industry. His Connecticut-based climate and controls security building became the dominant force around the globe in producing heating and cooling systems.

He would also purchase the world’s oldest escalator company Otis. This gave him the ground he needed to expand into corporate infrastructure.

His work in these areas paid off in dividends. This is quite literal. The United Technologies Corporation has not missed a dividend payment and 77 years. In fact, they were able to raise the dividend payment last year by 10%. Under his leadership, the stocks rose 200% and made many people wealthy in the process. He was awarded a compensation package of $22 million that only grew over time. His company, which is based in Hartford, Connecticut, is now worth $63 billion according to Forbes magazine.

For the last 10 years, the United Technologies Corporation has managed to generate more than two times the amount of shareholder returns when compared to the closest Dow Jones average. No wonder he was named the person of the year by the Aviation Week and Space Technology magazine.

https://www.dailyforexreport.com/louis-chenevert-leadership-investment-innovation/

How Lawrence Bender Put “Pulp Fiction” To The Big Screen

IN the world of Hollywood, the directors and the movie stars seem to get all the attention. However, one producer is known for bringing the vision of many top directors to the big screen. That producer, Lawrence Bender, has been bringing big name movies to the big screen, including a half-dozen from his longtime collaborator Quentin Tarantino.

While you may not be familiar with the name Lawrence Bender, you already know about the hip, crime writer-director Quentin Tarantino. Together, the two have created some of the most popular films of the 1990s and the 2000s. But there is perhaps no film more famous or infamous than the duo’s second collaboration, “Pulp Fiction.”

Mr. Bender met Mr. Tarantino at a mutual friend’s barbecue in 1990. At the time, both of them were struggling to make a name for themselves in Hollywood. As a producer with a couple of B-movie credits to his name, Mr. Bender had a little more juice in Hollywood than Mr. Tarantino. So when the young Tarantino pitched the young producer for a movie about a heist gone wrong, Mr. Bender pulled together his limited contacts to get the film made.

The result was “Reservoir Dogs,” which is considered one of the most impressive debuts of any rookie director. The success of the first film allowed the two to create the follow-up film, “Pulp Fiction.” Considered by some to be the greatest crime film ever producer, the film went on to gross over $100 million dollars and earn Lawrence Bender an Academy Award nomination for Best Picture.

While many give Quentin Tarantino all the credit for “Pulp Fiction,” the film would not have come together if it weren’t for the hard work of Lawrence Bender. Mr. Bender was tasked with just an $8 million dollar budget to help put together a sprawling crime epic which intertwined three stories and featured a star-powered cast which included John Travolta, Samuel Jackson, Uma Thurman and Bruce Willis.

Born in the Bronx, Lawrence Bender has been producing films for three decades. Among some of the biggest films to Mr. Bender’s credit include, “Pulp Fiction,” “Inglourious Basterds,” and “Good Will Hunting.” Today, Lawrence Bender is considered one of the legendary producers whose films perform well in the box office as well as the award shows.

http://jewishjournal.com/culture/arts/71907/